Description

Kia Seltos LX, 2022, 4×4 drive, 116,000 miles, 10 years old, in Gyumri, priced at $12,700, for sale.

✓ Translated

Specifications

12,700 $

Market value≈ $17,000

Most ask $15,600 – $17,700

Great price · 25% below market

based on 18 similar ads · 2021–2023 · Updated 30 Oct 2026

Car loan · Monthly payment≈ 242 USD

Down payment 20%YearsRate, %

Loan: 10,160 USD · Total interest: 4,342 USD

Reference rate: 13–22% effective

This rate is for loans in AMD; loans in other currencies are priced differently.

Estimate only, not an offer. The bank sets the final rate.

📍 Gyumri

Cars — Gyumri.

🕒 Listed today

Posted Oct 30, 2026

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